Savings, made simpler

Digital Banks Malaysia

Short answer:Boost Bank Digital Savings Account has the highest base savings rate in this three-bank check. Compare the rate you can actually earn and confirm current PIDM protection before moving money.

● Checked 15 Jul 2026

Choose in 3 steps

Check these before chasing a rate

  1. The base rate you can actually earn
  2. Whether conditions unlock the rate
  3. PIDM protection

Your starting shortlist

3 digital savings accounts checked

Top for this example

Boost Bank Digital Savings Account

  • 2.5% p.a. base rate in the checked tier
  • Listed as PIDM protected
  • Check the bank for current rate changes

Option 2

Ryt Bank Savings Account

  • 2.05% p.a. base rate in the checked tier
  • Listed as PIDM protected
  • Check the bank for current rate changes

Option 3

GXBank Savings Account

  • 2% p.a. base rate in the checked tier
  • Listed as PIDM protected
  • Check the bank for current rate changes

What this answer does not do

Temporary bonuses and rates that require extra conditions are not included.

Want to check our work?

We use only current official records. The comparison applies to the stated example or shortlist; it is not a promise that the first option fits everyone.

How comparisons workHow data is checked

Before you decide:Rates can change. Confirm the current rate and PIDM status with the bank.